财务规划
You work hard for a living and want to make sure your funds go as far as possible. 是否快到退休年龄了, 已经退休了, 或者刚刚开始一份有意义的职业, you may have financial goals you wish to achieve and might not be sure where to start. 在AI Advisors, we aim to provide the guidance and support you need to get where you want to be, 从经济角度讲.
There are many essential qualities to look for in a reliable financial planner. A good financial planner commits to teaching you how to use your money effectively so you can make the most of it. Upon learning what you hope to gain and understanding your current financial state, our professional advisors will identify areas for improvement and devise solutions so that you can reach your goals as efficiently as possible.
How Can a Financial Advisor Help Me Reach My Goals?
在AI Advisors, our mission is to help you preserve your wealth and set you up for financial independence. 当你向我们寻求财务指导时, we will take into consideration your current income and any debts you may have to devise an action plan that will empower you to reach your goals. Our independent agents can help you determine:
- What you need to do differently in your daily life to reach your goals
- 你需要存多少钱 to reach your goals
- How much money you should have for an emergency fund
- What types of retirement accounts you should use
- 你应该有什么样的抵押贷款
- If you should pay off or refinance your mortgage
- 你需要什么样的保险，多少钱
- 如何改善你的税务状况
- Whether you should downsize at any point in the plan
- What an appropriate level of investment risk may be for you
- 这是偿还债务的最佳方式
- 和更多的!
通过与我们的代理人合作, you can rest assured that you’ll be on your way to putting your money to work for you. We strive to do everything we can to keep you focused on where you want to go, 告诉你怎么去那里, 为你提供到达那里的合理途径, and remind you of the importance of being disciplined so you can succeed.
Working with a financial planner is incomparable to toiling on your finances without any professional guidance or insight. When you rely on a financial advisor to navigate your finances and all of the opportunities available to you, 你可以省更多的钱, 做更多的事情, 获得内心的平静.
在理财规划师身上应该寻找什么
A financial planner should have competitive knowledge and education to help you get ahead. Our certified financial advisors understand the importance of keeping up with the industry and pursue continuing education to ensure you receive the most up-to-date advice. 另外, our planners are attentive to our clients’ needs and understand that there is “no one size fits all” approach to financial planning.
We are eager to learn your most ambitious goals, 消除你最紧迫的金钱担忧, and help you wring every drop out of life through effective financial planning.
退休计划
Retirement planning is an essential component of any strong financial plan. It is never too early or too late to start planning for retirement. 在AI Advisors, we can help you calculate how much you need to save to have the equivalent of your income upon your departure from the workforce, plus other costs of living that may occur in retirement. The main points you need to know for effective retirement are:
- 你需要存多少钱
- 你需要把它保存在哪里
You can save for retirement at the same time you grow your emergency fund, especially if you have an employer plan to match some of your contributions. The best place to start is usually with a 401(k) or 403(b); however, if that’s not available to you through your employer, you can trust us to help you find another avenue for saving for retirement.
找到适当的投资平衡, 比如共同基金, 股票, 和债券, 健康退休计划的关键是什么. We can also advise you on the ideal time to apply for Social Security benefits. Although you can start claiming these benefits as early as age 62, your benefits could increase if you delay claiming them. You can count on us to consider the “big picture” of your financial goals when advising you on the best approach to retirement.
选择AI顾问为财务安心
Are you ready to begin your journey to financial peace of mind? 在AI Advisors, we’re prepared to build a lifelong relationship to protect your funds and turn your financial fantasies into reality. We understand the importance of knowing your current financial situation to making prudent decisions concerning your future financial condition. To schedule a consultation with an independent agent, call (800) 374-4858 or contact us. The sooner you reach out to us, the more your money can grow!
你见过我们的团队吗?
We have a wealth of experience in the financial services industry.